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Reni McNeil

Mortgage Agent - Level 2 Licence #M18000944

With over 19 years in the finance industry and the last 8 years as a mortgage agent, I am committed to helping clients navigate their mortgage financing needs. Born and raised in Cape Breton, Nova Scotia, I bring a deep understanding of financial principles and a personalized, client-focused approach to my work.

My background as a financial advisor enables me to assist clients with a holistic approach, ensuring their unique needs are carefully considered and addressed. I have access to over 30 lenders, which allows me to provide a wide range of options tailored to meet any client's needs. I also work with trusted industry partners to ensure my clients receive the best possible service and advice.

I live with my wonderful husband and daughter, and I take pride in balancing my successful career with a nurturing family life. In my free time, I enjoy playing softball, golfing, and spending quality time with my family. My dedication to my clients, combined with my ability to offer diverse financing solutions, makes me a trusted and reliable professional in the field.

I look forward to providing you with the expert advise that every client deserves.

Today's Rates
VRM 5 year 3.44%
3 Year Fixed 4.49%
5 Year Fixed 4.69%
10 Year Fixed 5.44%
· Rates are subject to change O.A.C.
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Our Lending Partners
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Client Stories

What My Clients Say

“If you are looking to buy your dream home trust me, Reni can make it a reality for you. She can work miracles. Her sincere compassion and dedication is displayed as she is always available to answer every question and deal with any…
A
A Happy Client
“I am writing to you to express my gratefulness for your great work on my mortgage request. I also take advantage of this time to apologize for my mistake, in thinking that a French speaking mortgage broker would better serve me, due to my…
A
A.N.
“Reni was awesome when she did my mortgage a few years ago. She made our dreams of home ownership come true on tricky details (non-traditional income). She can make any deal work!”
A
Amanda
“Reni was great to work with, she provided us with timely and helpful information to help us navigate the difficult market. She was available whenever we had questions and responded to us quickly. We would definitely work with Reni again…
A
Angela and Chris
“Reni is absolutely lovely to deal with. She knows the mortgage business and is always available if and when we need her! She helps us with the purchase of our second home and will deal with her again in the future”
A
Ashley
“Reni was incredibly helpful when my wife and I made our first home purchase. She addressed all the questions and concerns we had, and was easily and quickly reachable by phone and email. On top of all that she got us an amazing rate!”
B
Braeden and Emily
“We were so please with the service we were provided by Reni! She made the whole process easy! Answered any questions we had and really went above and beyond to meet our needs! Reni was easy to communicate with and was very efficient at…
D
Dastida
“Reni was a dream to work with to purchase my first home. She was vey patient with all of my many questions, and made the complex and stressful process of buying a home and applying for a mortgage very manageable and straightforward. I…
D
Deanna
“Thank you Reni for making the mortgage process so painless! I was so impressed that you were able to get me a lower interest rate than the banks were offering. If I ever need a mortgage again I know just who to contact. Thanks again.”
E
Elaine
“Reni helped me secure my first mortgage and was always there to provide friendly, professional advice and guidance every step of the way! She is extremely knowledgeable, patiently and happily answered my (many!) questions, and made sure she…
E
Emily
“She was very helpful during our mortgage process and helped us to get the best rate possible.”
E
Erfan
“I have been relying on Reni’s mortgage expertise for almost 10 years. She has been extremely honest and always goes above and beyond. We couldn’t ask for better service. I would recommended her to anyone and everyone! She has made my family…
E
Erica
“Our experience with you has been amazing. Your attentiveness, care and expertise made our purchase so incredibly easy. We highly recommend working with you and will be sure to share our experience with friends and family in the future!”
F
Flaka
“Never thought l could achieve my own property, but all thanks to Reni that made it possible for my family and l. Reni is very professional, knowledgeable at what she does , gifted , critical adviser and thinker etc. l appreciates all her…
FD
Flo Dee
“As first time home buyers, we are happy to have had Reni McNeil as our mortgage agent. Her years of experience in the field and professionalism has made what seemed to be a daunting task, easy for us to qualify for our dream home. We…
F
Fritz & Jeanne
“We are indebted to you for all the hard work you put into ensuring we got the home we needed so bad. We cannot thank you enough. We know we are truly in good hands. You had our best interests and your dedication is invaluable to us. Reni…
H
Habib and Janet
“I have done two mortgages with Reni. It was extremely easy and painless. She looked after everything. I definitely recommend her for your mortgages. Great job.”
HC
Happy Client
“Working with Reni and her team was a great experience. As a first time home buyer, she was able to guide me through the complicated process and went above and beyond to make me feel at ease. I would recommend Reni&#39s services to friends…
J
Jeremy
“I recommend everyone I know to Reni! She’s knowledgeable, gives great advice and is very responsive to emails. Thanks for all your help Reni!”
J
Jessica
“This email is to say to you thanks for your support getting our house. Without your help nothing came true. We already have 1 month in there and we are so happy. God bless you and thanks for gives to us a hope and work so hard for us.”
J
Jesus and Diana
“If you are looking to buy your dream home trust me, Reni can make it a reality for you. She can work miracles. Her sincere compassion and dedication is displayed as she is always available to answer every question and deal with any obstacles that may arise. I would highly recommend Reni to any of my family and friends. Thanks again for making my dream come true.”
A Happy Client
“I am writing to you to express my gratefulness for your great work on my mortgage request. I also take advantage of this time to apologize for my mistake, in thinking that a French speaking mortgage broker would better serve me, due to my language limitations in English. I did not know that, in contrast, you were the only person to have a solution to my need. I am very happy that, at the end, I was 100% satisfied with your services, while I had been told that my file was unreceivable, given my financial situation and the seller&#39s requirements. I wish you much success in your work so that you continue being a blessing for many other clients. Once again many thanks”
A.N.
“Reni was great to work with, she provided us with timely and helpful information to help us navigate the difficult market. She was available whenever we had questions and responded to us quickly. We would definitely work with Reni again in the future!”
Angela and Chris
“We were so please with the service we were provided by Reni! She made the whole process easy! Answered any questions we had and really went above and beyond to meet our needs! Reni was easy to communicate with and was very efficient at responded to emails and completing any paper work required! We were very happy with the service we were provided and I would highly recommend Reni”
Dastida
“Reni was a dream to work with to purchase my first home. She was vey patient with all of my many questions, and made the complex and stressful process of buying a home and applying for a mortgage very manageable and straightforward. I have consistently recommended Reni to friends and family, and will use her for any future purchases.”
Deanna
“Reni helped me secure my first mortgage and was always there to provide friendly, professional advice and guidance every step of the way! She is extremely knowledgeable, patiently and happily answered my (many!) questions, and made sure she understood my situation inside and out to make the best recommendations for my mortgage. Her and her associate took care of coordinating everything and made applying for and securing my mortgage a breeze. I highly highly recommend working with Reni!”
Emily
“I have been relying on Reni’s mortgage expertise for almost 10 years. She has been extremely honest and always goes above and beyond. We couldn’t ask for better service. I would recommended her to anyone and everyone! She has made my family feel secure, confident and informed in our mortgage decisions.”
Erica
“Never thought l could achieve my own property, but all thanks to Reni that made it possible for my family and l. Reni is very professional, knowledgeable at what she does , gifted , critical adviser and thinker etc. l appreciates all her efforts in helping us to reach our goal. l will recommend her to all my friends and family. thanks Reni very much and God bless you.”
Flo Dee
“As first time home buyers, we are happy to have had Reni McNeil as our mortgage agent. Her years of experience in the field and professionalism has made what seemed to be a daunting task, easy for us to qualify for our dream home. We would not hesitate to recommend others to her and are already looking forward to working with her again in the future.”
Fritz & Jeanne
“We are indebted to you for all the hard work you put into ensuring we got the home we needed so bad. We cannot thank you enough. We know we are truly in good hands. You had our best interests and your dedication is invaluable to us. Reni was amazing throughout the process of getting my wife and I a mortgage loan. She shopped around continuously and assured us she would get us a good rate. She came back with a rate that was WAY WAY below the average market rate which we thought was impossible partly because we were first time home buyers. When we told our friends and colleagues how low our rate was, we literally had to close their mouths because they just could not believe it. We STILL can’t believe it. Thank you Reni for all your help and support in helping us get our dream home. We would highly recommend Reni to anyone who is not sure how to shop around for rates and for anyone who just wants the best rates possible. Reni did the impossible for us!”
Habib and Janet
“Working with Reni and her team was a great experience. As a first time home buyer, she was able to guide me through the complicated process and went above and beyond to make me feel at ease. I would recommend Reni&#39s services to friends and will definitely be working with Reni on any future mortgage transactions.”
Jeremy
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